About Michelle

Michelle Labayen has been practicing Consumer Law and Bankruptcy law for fifteen (15) years. She is a member of the National Association of Consumer Bankruptcy Attorney (NACBA) National Association of Consumer Attorneys ( NACA) and a Max Gardner Bootcamp graduate.

Michelle is licensed to practice if New York and New Jersey and is aggressive with pursuing debtor’s rights in regards to the Automatic stay of the Bankruptcy Court and the Fair Debt Collection Practice (FDCPA) and Fair Credit Reporting Act ( FCRA).  

The Law Office of Michelle Labayen is also active in both social and political concerns. The firm commits to pro bono assistance through New Jersey Law Volunteers, Wounded Warriors and is an advocate in regards to Student Loan Reform.  

Michelle Labayen is a pioneer in student loan advocacy and provides settlements, reduction, and modification of student loans. Michelle personally believes that banks have committed and continues to commit a fraud against us all with predatory loans, robo-signed documents to support foreclosures and hides behind securitized documents to obfuscate and confuse all of us.  Thomas Jefferson said it best ” If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their Fathers conquered…I believe that banking institutions are more dangerous to our liberties than standing armies… The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.”